A Comparison of Mortgage Contract and Transaction with Right of Restitution through an Approach based on Existing Precedent

Sedghi, Gholamali; Mousavi Bojnourdi, Seyed Mohammad

doi:10.22034/jpl.2025.723627

A Comparison of Mortgage Contract and Transaction with Right of Restitution through an Approach based on Existing Precedent

Document Type : Original Article

Authors

Gholamali Sedghi ¹

Seyed Mohammad Mousavi Bojnourdi ² ^¶

¹ Ph.D. Graduate in Jurisprudence and Private Law, Shahid Motahari University, Tehran, Iran.

² Professor, Department of Jurisprudence and Fundamentals of Islamic Law and Imam Khomeini's Thoughts, Imam Khomeini and Islamic Revolution Research Institute, Tehran, Iran.

https://doi.org/10.22034/jpl.2025.723627

Abstract

Transaction with right of restitution refers to any supplementary and commutative contract in which the assignor reserves the right for himself to reject consideration and restitute transferred property. In view of the law on registration of deeds and real estates, transaction with right of restitution is a combined contract of rendable property and mortgage. There
are, however, differences between transaction with right of restitution and mortgage including this that the contract interests belongs to the transferee in the transaction with the right of restitution while corpus interests of the
mortgaged property belong to the mortgagee. By virtue of Article 324 of the law on registration of deeds and real estates and the existing precedent, all the benefits belong to the purchaser and given religious rules and regulations, this stipulation is the same as the debt interest. However, if we ignore the right of the purchaser to collect interests, given the degree of inflation and devaluation of money, we have equally ignored commutative justice in his case. Therefore, belongingness of the interests to him seems to be possible via bartering and realization of relative balance.

Keywords

transaction with right of restitution

mortgage

revocable sale

debt

corpus and interest ownership

قرآن کریم.
ﻗﺎﻧﻮن ﻣﺪﻧﻲ.
ﻗﺎﻧﻮن ﺛﺒﺖ.
آل ﻛﺎﺷﻒ اﻟﻐﻄﺎ، ﻣﺤﻤﺪﺣﺴﻴﻦ.(١٣٥٩)، ﺗﺤﺮﻳﺮاﻟﻤﺠﻠﻪ، ﻗﻢ: اﻧﺘﺸﺎرات ﻓﻴﺮوزآﺑﺎدی.
اﻣﺎم ﺧﻤﻴﻨﻲ، روح اﷲ ﻣﻮﺳﻮی.(١٣٧٧)، ﺗﺤﺮﻳﺮ اﻟﻮﺳﻴﻠﻪ، ﻗﻢ: اﻧﺘﺸﺎرات داراﻟﻌﻠﻢ.
اﻣﺎﻣﻲ، ﺳﻴﺪﺣﺴﻦ.(١٣٧٤)، ﺣﻘﻮق ﻣﺪﻧﻲ، ﺗﻬﺮان: ﻛﺘﺎﺑﻔﺮوﺷﻲ اﺳﻼﻣﻴﻪ.
ــــــــــ .(١٣٧٧)، ﺣﻘﻮق ﻣﺪﻧﻲ، ﺗﻬﺮان:ﻛﺘﺎﺑﻔﺮوﺷﻲ اﺳﻼﻣﻴﻪ.
آﻣﻠﻲ، ﻣﻴﺮزا ﻫﺎﺷﻢ.(١٣٨٦)، اﻟﻤﺤﺎﺿﺮات ﻓﻲ ﻓﻘﻪ اﻟﺮﻫﻦ:ﺗﻘﺮﻳﺮات درس آﻗﺎﺿﻴﺎءاﻟﺪﻳﻦ ﻋﺮاﻗﻲ، ﺗﺤﻘﻴﻖ و ﺗﻌﻠﻴﻖ: ﺳﻴﺪ ﻣﺼﻄﻔﻲ ﻣﺤﻘﻖ داﻣﺎد، ﻧﺸﺮ ﻋﻠﻮم اﺳﻼﻣﻲ.
ﺟﻌﻔﺮی ﻟﻨﮕﺮودی، ﻣﺤﻤﺪ ﺟﻌﻔﺮ.(١٣٦٨)، ﺗﺮﻣﻴﻨﻮﻟﻮژی ﺣﻘﻮق، ﺗﻬﺮان: ﻧﺸﺮﮔﻨﺞداﻧﺶ.
ــــــــــ .(١٣٧٠)، ﺣﻘﻮق ﻣﺪﻧﻲ(رﻫﻦ و ﺻﻠﺢ)، ﺗﻬﺮان:ﻧﺸﺮﮔﻨﺞداﻧﺶ.
دﻫﺨﺪا، ﻋﻠﻲ اﻛﺒﺮ.(١٣٧٧)، ﻟﻐﺖﻧﺎﻣﻪ، ﺗﻬﺮان: داﻧﺸﮕﺎه ﺗﻬﺮان، ﻣﺆﺳﺴﻪ اﻧﺘﺸﺎرات و ﭼﺎپ: روزﻧﻪ، ١٥ﺟﻠﺪی.
روزﻧﺎﻣﺔ دوﻟﺖ ﻋﻠﻴﻪ اﻳﺮان(٥ ﺷﻨﺒﻪ ﻣﺎه ﺻﻔﺮ١٢٨١ .ق، ﺷﻤﺎرة :٥٦٢)
ﺳﻌﺪ، ﻧﺒﻴﻞ اﺑﺮاﻫﻴﻢ.(٢٠١٠.م.) اﻟﺘﺄﻣﻴﻨﺎت اﻟﻌﻴﻨﻴﻪ و اﻟﺸﺨﺼﻴﻪ، ﻣﻨﺸﻮرات اﻟﺤﻠﺒﻲ اﻟﺤﻘﻮﻗﻴﻪ.
ﺳﻨﻬﻮری، ﻋﺒﺪاﻟﺰراق.(1895.م)، اﻟﻮﺳﻴﻂ ﻓﻲ ﺷﺮح اﻟﻘﺎﻧﻮن اﻟﻤﺪﻧﻲ اﻟﺠﺪﻳﺪ، ﺑﻴﺮوت - ﻟﺒﻨﺎن:اﺣﻴﺎء ﺗﺮاث اﺳﻼﻣﻲ.
ﺷﻬﻴﺪ ﺛﺎﻧﻲ، زﻳﻦ اﻟﺪﻳﻦ ﺑﻦ ﻋﻠﻲ ﻋﺎﻣﻠﻲ.(1413.ق)، ﻣﺴﺎﻟﻚ اﻻﻓﻬﺎم ﻓﻲ ﺷﺮح ﺷﺮاﻳﻊ اﻻﺳﻼم، ﻣﺆﺳﺴﻪ اﻟﻤﻌﺎرف اﻻﺳﻼﻣﻴﻪ، ١٥ ﺟﻠﺪی.
ﺻﺎﻟﺢ، ﻋﻠﻲ ﭘﺎﺷﺎ.(١٣٨٣)، ﻣﺒﺎﺣﺜﻲ از ﺗﺎرﻳﺦ ﺣﻘﻮق، ﺗﻬﺮان: داﻧﺸﮕﺎه ﺗﻬﺮان.
ﺻﻔﺎﻳﻲ، ﺣﺴﻴﻦ.(١٣٩٥)، دوره ﻣﻘﺪﻣﺎﺗﻲ ﺣﻘﻮق ﻣﺪﻧﻲ، ﺗﻬﺮان: ﻧﺸﺮ ﻣﻴﺰان، ٢ﺟﻠﺪی.
ﻋﻠﻲ آﺑﺎدی، ﻋﺒﺪاﻟﺤﺴﻴﻦ.(١٣٧٥)، ﻣﻮازﻳﻦ ﻗﻀﺎﻳﻲ ﻫﻴﺄت ﻋﻤﻮﻣﻲ دﻳﻮانﻋﺎﻟﻲﻛﺸﻮر، ﺗﻬﺮان: ﻧﺸﺮﮔﻨﺞ داﻧﺶ.
ﻋﻤﻴﺪ زﻧﺠﺎﻧﻲ، ﻋﺒﺎﺳﻌﻠﻲ.(١٣٨٢)، آﻳﺎت اﻻﺣﻜﺎم، ﺗﻬﺮان: وزارت ﻓﺮﻫﻨﮓ و ارﺷﺎد اﺳﻼﻣﻲ.
ﻋﻤﻴﺪ، ﺣﺴﻦ.(١٣٦٥)، ﻓﺮﻫﻨﮓ ﻓﺎرﺳﻲ ﻋﻤﻴﺪ، ﺗﻬﺮان: اﻧﺘﺸﺎرات اﻣﻴﺮﻛﺒﻴﺮ، ٣ﺟﻠﺪی.
ﻛﺎﺗﻮزﻳﺎن، ﻧﺎﺻﺮ.(١٣٧٦)،ﻋﻘﻮد ﻣﻌﻴﻦ (ﻋﻘﻮد اذﻧﻲ، وﺛﻴﻘﻪﻫﺎی دﻳﻦ)، ﺗﻬﺮان: اﻧﺘﺸﺎرات ﻣﺪرس.
ــــــــــ .(١٣٨٧)، ﺣﻘﻮق ﻣﺪﻧﻲ، ﻗﻮاﻋﺪ ﻋﻤﻮﻣﻲ ﻗﺮاردادﻫﺎ، ﺗﻬﺮان: ﺷﺮﻛﺖ ﺳﻬﺎﻣﻲ اﻧﺘﺸﺎر، ٥ ﺟﻠﺪی.
ﻣﺘﻴﻦ دﻓﺘﺮی، اﺣﻤﺪ.(١٣٧٨)، ﻣﺠﻤﻮﻋﻪ روﻳﺔ ﻗﻀﺎﻳﻲ (ﺣﻘﻮﻗﻲ)، ﺗﻬﺮان: اﻧﺘﺸﺎرات ﻛﻴﻬﺎن.
ــــــــــ .(١٣٩٨)، آﻳﻴﻦ دادرﺳﻲ ﻣﺪﻧﻲ و ﺑﺎزرﮔﺎﻧﻲ، ﺗﻬﺮان: ﻣﺠﻤﻊ ﻋﻠﻤﻲ و ﻓﺮﻫﻨﮕﻲ ﻣﺠﺪ.
ﻣﻌﻴﻦ، ﻣﺤﻤﺪ.(١٣٦٠)، ﻓﺮﻫﻨﮓ ﻓﺎرﺳﻲ، ﺗﻬﺮان: اﻧﺘﺸﺎرات اﻣﻴﺮﻛﺒﻴﺮ،٦ ﺟﻠﺪی.
ﻣﻬﺮﭘﻮر، ﺣﺴﻴﻦ.(١٣٧١)، ﻣﺠﻤﻮﻋﻪ ﻧﻈﺮﻳﺎت ﺷﻮرای ﻧﮕﻬﺒﺎن، ﺗﻬﺮان: ﻧﺸﺮ دادﮔﺴﺘﺮ.